We Are in Every Market, Every Day
For over 35 years, Fannie Mae Multifamily has been a reliable source of mortgage capital for the secondary mortgage market. Our Delegated Underwriting and Servicing (DUS®) model is the premier financing platform in the multifamily market. Delegation, risk-sharing, and life of loan servicing are the pillars that support our platform, and because of them we are able to make workforce rental housing possible in every market, every day.
DUS and Our DUS Lenders
We call DUS "The Loan We All Own" because it aligns the interests of lenders, borrowers, and investors. Our 24 DUS® lenders underwrite, close, and deliver loans on our behalf, and in exchange they typically retain one-third of the risk on every loan.
As the largest guarantor of mortgages in the U.S., we set the standards for the housing finance market through our underwriting guides, disclosure and asset management tools, data standards, and engagement with our lender partners.
Multifamily Insights
Multifamily Green Bond Impact Report
Our Green Bond issuances support the retrofitting of U.S. rental housing stock to become more energy and water efficient
Our model. Your partnership. 10 million stories.
Together, we’ve reached an incredible milestone — financing over 10 million units. Explore these properties and be inspired 10 million times over
Multifamily Financing
We serve a wide spectrum of the market, including conventional, rent-restricted, cooperatives, seniors housing, student housing, small balance loans, and Manufactured Housing Communities.
More than 90 percent of the apartments we finance are “workforce housing”, and are affordable to families earning at or below 120 percent of the area median income (AMI) – the teachers, first responders, and service workers who are an essential part of their communities.
Affordable Housing and Green Financing
Financing affordable rental housing is at the heart of what we do. We are committed to affordable housing for the long-term and want to be a part of the preservation, rehabilitation, and new construction of quality rental housing across the United States.
We are leaders in the Green Financing business, which we pioneered by creating financing solutions that incorporate energy and water efficiency and energy-generation concepts into traditional mortgage lending.
Multifamily Wire
May 17, 2021
The Multifamily Affordable Housing team has been busy this Spring and is looking forward to an equally productive Summer.
April 30, 2021
Today, we released our first quarter 2021 financial results and filed our Form 10-Q for the quarter ended March 31, 2021 with the SEC. Below are some highlights from today’s filings.
March 26, 2021
On March 15, 2021, our newest product enhancement, Sponsor-Initiated Affordability (SIA), hit the market. SIA provides a creative solution to expand affordability and increase workforce housing.
Pagination
In the News
Pagination
Market Commentary
January 15, 2021
The multifamily sector was negatively impacted in 2020 from rising vacancy, declining rents, and higher concession rates due to the economic dislocation resulting from the COVID-19 pandemic.
December 15, 2020
The COVID-19 pandemic and resulting recession certainly impacted the multifamily sector. Although we estimate the national average rent decline to have been approximately negative 0.5 percent as of third quarter 2020, obviously that has not been the case everywhere.
November 17, 2020
When colleges and universities around the country began to shutdown earlier this year due to the COVID-19 pandemic, the fall 2020 semester outlook became more uncertain.