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We Are in Every Market, Every Day

For over 35 years, Fannie Mae Multifamily has been a reliable source of mortgage capital for the secondary mortgage market. Our Delegated Underwriting and Servicing (DUS®) model is the premier financing platform in the multifamily market. Delegation, risk-sharing, and life of loan servicing are the pillars that support our platform, and because of them we are able to make workforce rental housing possible in every market, every day.

DUS and Our DUS Lenders

We call DUS "The Loan We All Own" because it aligns the interests of lenders, borrowers, and investors. Our 24 DUS® lenders underwrite, close, and deliver loans on our behalf, and in exchange they typically retain one-third of the risk on every loan.

As the largest guarantor of mortgages in the U.S., we set the standards for the housing finance market through our underwriting guides, disclosure and asset management tools, data standards, and engagement with our lender partners.

Multifamily Insights

multifamily housing building

Multifamily Financing

We serve a wide spectrum of the market, including conventional, rent-restricted, cooperatives, seniors housing, student housing, small balance loans, and Manufactured Housing Communities.

More than 90 percent of the apartments we finance are “workforce housing”, and are affordable to families earning at or below 120 percent of the area median income (AMI) – the teachers, first responders, and service workers who are an essential part of their communities.

Affordable Housing and Green Financing

Financing affordable rental housing is at the heart of what we do. We are committed to affordable housing for the long-term and want to be a part of the preservation, rehabilitation, and new construction of quality rental housing across the United States.

We are leaders in the Green Financing business, which we pioneered by creating financing solutions that incorporate energy and water efficiency and energy-generation concepts into traditional mortgage lending.

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News

Multifamily Wire

July 30, 2021

As we shared in the most recent Multifamily Wire, the federal eviction moratorium implemented by the Centers for Disease Control and Prevention (CDC) is set to expire on July 31, 2021. The eviction moratorium has been in place as a protection for renters during the COVID-19 pandemic.

June 23, 2021

For more than ten years Fannie Mae has been a leader in Green Financing, supporting our mission to provide sustainable affordable rental housing throughout the United States.

May 21, 2021

Big news! We’ve reinstated Fannie Mae’s Streamlined Rate Lock (SRL) option, which allows Borrowers to manage interest rate risk while maximizing flexibility and speed.

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Market Commentary

April 16, 2021

The Seattle metro area was one of the best performing multifamily metros in the country prior to the COVID-19 pandemic. Much of the metro’s exponential growth over the past decade was a result of its well-established high- tech sector, as well as the resiliency of its manufacturing sector.

March 17, 2021

Seniors housing fundamentals were greatly impacted by the ongoing COVID-19 pandemic in 2020, with the occupancy rate falling to an unprecedented record low due to remarkable levels of negative net absorption, according to data from the National Investment Center for Seniors Housing & Care’s N

February 18, 2021

The 2020 COVID-19-induced pandemic and resulting recession created turmoil in the multifamily market; however, there was less disruption than expected because many renters were able to telecommute or quickly return to work and continue to pay their rent.

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