We Are in Every Market, Every Day
For over 35 years, Fannie Mae Multifamily has been a reliable source of mortgage capital for the secondary mortgage market. Our Delegated Underwriting and Servicing (DUS®) model is the premier financing platform in the multifamily market. Delegation, risk-sharing, and life of loan servicing are the pillars that support our platform, and because of them we are able to make workforce rental housing possible in every market, every day.
DUS and Our DUS Lenders
We call DUS "The Loan We All Own" because it aligns the interests of lenders, borrowers, and investors. Our 24 DUS® lenders underwrite, close, and deliver loans on our behalf, and in exchange they typically retain one-third of the risk on every loan.
As the largest guarantor of mortgages in the U.S., we set the standards for the housing finance market through our underwriting guides, disclosure and asset management tools, data standards, and engagement with our lender partners.
Multifamily Insights
Multifamily Green Bond Impact Report
Our Green Bond issuances support the retrofitting of U.S. rental housing stock to become more energy and water efficient
Our model. Your partnership. 10 million stories.
Together, we’ve reached an incredible milestone — financing over 10 million units. Explore these properties and be inspired 10 million times over
Multifamily Financing
We serve a wide spectrum of the market, including conventional, rent-restricted, cooperatives, seniors housing, student housing, small balance loans, and Manufactured Housing Communities.
More than 90 percent of the apartments we finance are “workforce housing”, and are affordable to families earning at or below 120 percent of the area median income (AMI) – the teachers, first responders, and service workers who are an essential part of their communities.
Affordable Housing and Green Financing
Financing affordable rental housing is at the heart of what we do. We are committed to affordable housing for the long-term and want to be a part of the preservation, rehabilitation, and new construction of quality rental housing across the United States.
We are leaders in the Green Financing business, which we pioneered by creating financing solutions that incorporate energy and water efficiency and energy-generation concepts into traditional mortgage lending.
Multifamily Wire
March 25, 2021
Last year, both Multifamily Affordable Housing (MAH) and Structured Transactions reached some incredible milestones – $7.8 billion and $11.6 billion in production respectively.
March 22, 2021
Better, faster, smarter. Delivering on digital transformation is a priority in 2021. Our internal and external processes and systems have undergone significant improvements in recent years, and we don’t plan on slowing down.
March 17, 2021
Thank you for your partnership over the past year. The COVID-19 pandemic continues to present challenges, but we are hoping there is light at the end of this long tunnel.
Pagination
In the News
April 13, 2021
Pagination
Market Commentary
October 12, 2020
Multifamily market fundamentals have softened since the onset of the COVID-19 pandemic earlier this year. The substantial job losses experienced across the country have greatly impacted many tenants, as well as prospective ones.
September 15, 2020
The Manufactured Housing Communities (MHC) sector has been a popular asset class for investors recently. However, in Q2 2020, the economy lost a disproportionate share of jobs in the retail, hospitality, and leisure sectors, which tend to offer lower-paying positions.
August 14, 2020
According to the most recent data published by the U.S Census Bureau, state and local government sector operating expenditures represented 15% of all economic activity in the United States in 2017 - measured by Gross Domestic Product (GDP) - making it an influential sector for the economy.