Fannie Mae's Equitable Housing Finance Plan, focuses on reducing rental and homeownership costs, eliminating barriers related to insufficient credit, and supporting long-term success for underserved borrowers and renters. In Multifamily, these efforts include Positive Rent Payment, Sponsor-Initiated Affordability (SIA), and Sponsor-Dedicated Workforce (SDW).



Positive Rent Payment

Our new program enables multifamily borrowers to report timely rent payments, helping renters establish or improve credit scores.

Workforce Housing: Sponsor-Dedicated Workforce

A new product initiative and pricing benefit that supports workforce housing and benefits Lenders, Borrowers, and renters for the life of the Mortgage Loan.

Workforce Housing: Sponsor-Initiated Affordability

Doing well by doing good. Help stabilize communities and expand affordability.

Fannie Mae Multifamily offers Sponsor-Initiated Affordability (SIA), a product initiative that provides better pricing and underwriting flexibility to incentivize the voluntary creation or preservation of units that are affordable to tenants earning 80% of Area Median Income (AMI) or less.