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We Are in Every Market, Every Day

For over 35 years, Fannie Mae Multifamily has been a reliable source of mortgage capital for the secondary mortgage market. Our Delegated Underwriting and Servicing (DUS®) model is the premier financing platform in the multifamily market. Delegation, risk-sharing, and life of loan servicing are the pillars that support our platform, and because of them we are able to make workforce rental housing possible in every market, every day.

DUS and Our DUS Lenders

We call DUS "The Loan We All Own" because it aligns the interests of lenders, borrowers, and investors. Our 24 DUS® lenders underwrite, close, and deliver loans on our behalf, and in exchange they typically retain one-third of the risk on every loan.

As the largest guarantor of mortgages in the U.S., we set the standards for the housing finance market through our underwriting guides, disclosure and asset management tools, data standards, and engagement with our lender partners.

Multifamily Insights

multifamily housing building

Multifamily Financing

We serve a wide spectrum of the market, including conventional, rent-restricted, cooperatives, seniors housing, student housing, small balance loans, and Manufactured Housing Communities.

More than 90 percent of the apartments we finance are “workforce housing”, and are affordable to families earning at or below 120 percent of the area median income (AMI) – the teachers, first responders, and service workers who are an essential part of their communities.

Affordable Housing and Green Financing

Financing affordable rental housing is at the heart of what we do. We are committed to affordable housing for the long-term and want to be a part of the preservation, rehabilitation, and new construction of quality rental housing across the United States.

We are leaders in the Green Financing business, which we pioneered by creating financing solutions that incorporate energy and water efficiency and energy-generation concepts into traditional mortgage lending.

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News

Multifamily Wire

July 29, 2022

Today, we released our second quarter 2022 financial results and filed our Form 10-Q for the quarter ended June 30, 2022 with the SEC. Below are some highlights from our filing. Multifamily Business Highlights

May 3, 2022

Today, we released our first quarter 2022 financial results and filed our Form 10-Q for the quarter ended March 31, 2022 with the SEC. Below are some highlights from our filing. Multifamily Business Highlights

March 18, 2022

With a new year ahead of us, we want to provide an update on Fannie Mae’s Green Measurement and Verification (M&V) Service.

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Market Commentary

March 24, 2023

The recovery of the seniors housing sector's fundamentals continued through much of 2022.

February 21, 2023

At the onset of the pandemic, dramatic economic shocks resulted in millions of people around the nation losing their jobs.

January 20, 2023

Demand for multifamily plummeted during the fourth quarter of 2022, after having been at above-average levels earlier in the year.

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