Positive Rent Payment Pilot - Vendor Comparison
Esusu
Year founded: 2016
Location: New York, NY
Credit bureaus data is reported to:
Equifax, Experian, TransUnion
Connection method to property:
Integration with property management system (PMS)
Property management system (PMS) integration capabilities:
Yardi, RealPage, Entrata, MRI, ResMan, and Manual Rent-Tracking
Enrollment model:
Opt-in/opt-out
Historical rent lookback for credit inclusion:
24 months (included in pilot at no additional cost)
Paying party (outside of pilot):
Property management/borrower/operator
Cost of service — onboarding (covered by pilot):
Up to $3,500 per borrower (one-time fee, eligible for reimbursement)
Cost of service — opt-out model, ongoing (covered by pilot):
$1.50/unit/month
Cost of service — opt-in model, ongoing (covered by pilot):
$1.50/unit/month
Additional features/services included at no additional cost:
- Rent Relief Loan Program (0% APR loans paid directly to the landlord; available to all renters at a property regardless of enrollment)
- Renter Marketplace (financial education, hyperlocal resources, and more)
- Environmental, social, and governance metrics at the property, operator, and portfolio level
- Financial education and communication for renters
Jetty
Year founded: 2015
Location: New York, NY
Credit bureaus data is reported to:
Equifax, Experian, TransUnion
Connection method to property:
Integration with PMS
Property management system (PMS) integration capabilities:RealPage, Yardi, Entrata (in progress)
Enrollment model:
Opt-out (Opt-in coming soon)
Historical rent lookback for credit inclusion:
24 months (included in pilot at no additional cost)
Paying party (outside of pilot):
Property management/borrower/operator or renter (coming soon)
Cost of service — onboarding (covered by pilot):
$0
Cost of service — opt-out model, ongoing (covered by pilot):
$1.50/unit/month
Cost of service — opt-in model, ongoing (covered by pilot):
Coming soon
Additional features/services included at no additional cost:
- ESG metrics
Additional products (not covered by pilot):
- Jetty Rent — Flexible Rent
- Jetty Protect — Renter’s Insurance
- Jetty Deposit — Security Deposit Alternative
Entrata
Year founded: 2012
Location: Logan, UT
Credit bureaus data is reported to:
Equifax, Experian, TransUnion
Connection method to property:
Integration with PMS
Property management system (PMS) integration capabilities:
Yardi, RealPage, Entrata, MRI, ResMan, Quext
Enrollment model:
Opt-in/opt-out
Historical rent lookback for credit inclusion:
24 months (included in pilot at no additional cost)
Paying party (outside of pilot):
Property management/borrower or renter
Cost of service — onboarding (covered by pilot):
$0
Cost of service — opt-out model, ongoing (covered by pilot):
$1.50/unit/month
Cost of service — opt-in model, ongoing (covered by pilot):
Monthly cost = $2.00 x 35% (predetermined take rate) x number of units
Additional features/services included at no additional cost:
- Financial education and budgeting application
- Credit monitoring and ID theft protection
- ESG metrics
Additional products (not covered by pilot):
- CRM Property Management Software
- Debit and credit card offerings
- The Advantage Program — Home Buyer program
To learn more, visit the Positive Rent Payment page.