These new loan documents improve transactional and operational efficiency both internally and externally, reduce redundancies, and provide greater consistency and uniformity in the mortgage loan documents going forward.

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Doc ID Title Status

Fannie Mae

1 Mo ARM wo Conversion Exhibit B to Addendum to MFFA

Addendum to Master Forward Financing Guaranty Agreement (Guaranty)

Certificate of Loan Terms

EXHIBIT B

EXHIBIT C

EXHIBIT D-1

EXHIBIT D-2

EXHIBIT E

Fixed Interest Rate Addendum to Exhibit A of MFFA