Paul Gembara has more than 30 years of experience in commercial and multifamily debt financing.
He joined Fannie Mae in 2007 and currently serves as a Vice President in the Credit Underwriting division. In this role, Paul leads the development and management of credit underwriting standards, with a strong focus on advancing lender delegation and enhancing operational efficiency across the organization. He also oversees Fannie Mae’s fraud prevention efforts, supporting strong risk management practices across the multifamily platform.
Before joining Fannie Mae, Paul served as a multifamily credit underwriter at several Chicago-area banks, gaining valuable market insight and experience early in his career. He holds a bachelor’s degree in mathematics with a minor in Economics.
With deep industry expertise and a commitment to credit quality, Paul plays a key role in strengthening underwriting practices and supporting a more efficient and resilient multifamily finance ecosystem.
