Rate Lock and Prepay Options

Flexible structures to suit financing needs throughout the loan term

Fannie Mae Multifamily offers a suite of rate lock and prepayment options tailored to meet borrower needs while supporting investor confidence. For borrowers seeking to manage interest rate exposure with speed and simplicity, our Streamlined Rate Lock delivers a fast, efficient path to rate certainty—helping you lock in favorable terms with minimal complexity.

Our Declining Prepayment Premium structure provides a predictable and transparent schedule, offering flexibility across fixed and variable rate loans. This approach allows borrowers to plan with confidence while maintaining execution certainty.

To support consistent cash flows and preserve investor returns, Yield Maintenance remains a trusted option. It ensures stability by aligning prepayment costs with market conditions, reinforcing the strength of Fannie Mae MBS. With attractive, borrower and investor-friendly structures and a commitment to reliable execution, Fannie Mae Multifamily is your partner of choice for long-term success.