Rent is the largest recurring expense that most households pay. Fannie Mae's no-cost, Positive Rent Payment pilot helps renters build credit by enabling owner-operators to report on-time rent payment to credit bureaus.

win-win for owner-operators

Win-win for

Reporting rent payments can help property owners by reducing tenant turnover and lowering eviction rates.

better credit empowers renters

Better credit empowers renters

Reporting on-time payments to credit bureaus can provide financial benefits to renters, including underserved populations.

financial health creates opportunity

Financial health creates opportunity

Establishing a credit score is a step to building a financial profile for the credit-invisible.


Early data shows a trajectory toward better financial health for many renters

helped over 35,000 renters establish credit scores
Participating renters who already had a credit score and saw an improvement had an average increase of up to 40 points during the pilot*
over 544,000 rental units are participating in our pilot, and nearly 6% are in manufactured housing communities


Learn more about the program and how to enroll here:

Data according to our vendors from September 2022 to March 2024
*Rent reporting is one component that can contribute to a consumer's credit score. Positive Rent Payment reporting does not guarantee an increase in credit score.